You’ve built up equity in your home. Now’s the time to set it free.
NEW, lower intro HELOC rate of 5.990% for first six months, then Prime Rate + 0.000%. Plus, no fees at closing!
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Home Equity Loans and Lines of Credit are both ways to borrow based on the equity you have in your home:
Home Equity Loans can be an ideal option for homeowners who need a lump sum of money upfront, such as for a large home improvement project or debt consolidation. One advantage of a Home Equity Loan is the predictable, fixed payment schedule that makes budgeting easier over the life of the loan.
Home Equity Lines of Credit offer more flexibility, allowing homeowners to borrow, repay, and borrow again as needed, making them ideal for variable expenses like home repairs or education costs. With a HELOC, you only pay interest on the amount you borrow, not the total credit limit.
Kearny Bank offers Home Equity Lines of Credit to help meet your needs:
Borrow up to 80% of your home's value and use it for big expenses like school, home upgrades, and more. Payments can be automatically deducted from your Kearny Bank checking account, and there's no penalty for paying early.
For more details call us at 800-273-3406.
Please select your state to view rates.
How You Can Use Your HELOC
Home Improvements & Renovations
Transform your house into your dream homeBig-Ticket Purchases
TVs, appliances, furniture
Major Vacations
Second honeymoons, once-in-a-lifetime experiencesSpecial Occasions
Dream wedding and anniversary celebrations
Debt Consolidation
Eliminate higher-cost debt
Education
Without student loan worries
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